Maggio Capital was founded in 2009 and we have been originating, underwriting and facilitating non-traditional residential and commercial mortgages since 2007.

By leveraging our investors and lending resources, we are able to offer flexible, competitive solutions for almost any residential or commercial loan scenario. These include short-term rental loans, primary residence loans, acquisition, fix & flip loans, rehab loans, commercial loans, etc.

Contact us to open new opportunities to achieve your financial goals with the #1 San Diego hard money lenders.

  • No FICO Score Required

    No FICO Score Required!

  • No Upfront Loan Fees!

    No Upfront Loan Fees!

  • No Corporate Hierarchy or Large Loan Committees

    No Corporate Hierarchy or Large Loan Committees

  • Speedy Closings!

    Speedy Closings!

  • Same Day Approvals

    Same Day Approvals

Streamlined Loan Process

Meet Carl Maggio, Principal & Founder

Carl Maggio grew up in La Jolla, California, and graduated from Arizona State University in 1995. He obtained his California real estate salesperson license in 1997 and commenced his real estate career selling residential real estate in Del Mar.

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We are a licensed BROKER, not a lender. 

Why are Brokers better?

We are not bound to one lender's stringent underwriting guidelines and approval requirements. We are able to shop your scenario to a myriad of our private investors and non-institutional lending resources that we have cultivated over the years.

What does that mean for you?  More options and better pricing.

We have helped countless borrowers over the years and we want to try and help you.

Being #1 In Customer Satisfaction Is Our Goal

Customer Service

We pride ourselves on unparalleled customer service and maintain a 5 Star Yelp rating.

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Dept. of Real Estate

Maggio Capital is licensed by the California Department of Real Estate, Broker License #01883341.

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Maggio Capital is licensed by the Nationwide Mortgage Licensing System #308757.


From Our Clients:

  • When my husband of (48yrs) passed away last year, I took a financial hit. I needed to refinance my income property to pay debts and give myself some financial freedom. A close family friend referred me to Carl Maggio Capital. Carl and his team are polite, professional and thorough. Carl was always available for my calls, I wasn't handed off to associates or worse a voice recorder. Being a senior, I had lots of questions and I felt I was in good hands. The entire refinance process was quick and I am very satisfied with the service I received. I would gladly recommend Carl Maggio Capital
  • Carl helped me get a secured loan in a very short amount of time. He is very professional and the people he has working with him take care of business right now. Carl knows how to get things done and he makes things easy for the customer. I could never expect better service from anybody. I have sought help from Carl securing loans twice in the past 5 years and both times he has made the transactions smooth and timely. Thank you Carl for your help.
  • I am an associate broker with Coldwell Banker in Del Mar, San Diego and refer all of my clients to Carl at Maggio Capital. As an alternative to conventional loans, Maggio Capital has proven to have extremely competitive rates and terms as a direct hard money lender. Carl is reliable, professional and I would highly recommend him to anyone in need of a quick close or an alternative to conventional lending.

San Diego, California Hard Money Lenders

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We make private or hard money loans primarily in the following California markets: San Diego County, Orange County, Los Angeles hard money loans, Ventura County, Riverside County, San Bernardino County, Santa Barbara County, Santa Cruz County, Sacramento County, San Francisco Bay Area, Southern California, Northern California, Santa Clara County, Monterrey County, Central Valley, Newport Beach, Corona Del Mar, Torrance, Redondo Beach, Huntington Beach, Costa Mesa, Anaheim, Santa Ana, Fullerton, Del Mar, Solana Beach, Rancho Santa Fe, La Jolla, Pacific Beach, Cardiff, Encinitas, Imperial Beach, Chula Vista, Carlsbad, Oceanside, Coronado, Point Loma, Dana Point, Laguna Beach, San Clemente, Manhattan Beach, Santa Monica, Hermosa Beach, Long Beach, San Jose, Saratoga, Atherton, Redwood City, Calabasas, Hollywood, Thousand Oaks, Encino, Woodland Hills, Sherman Oaks, Glendale, Burbank, Pasadena, Oxnard, Carmel, and more.

Simple. Flexible. Fast.

Contact Us

12526 High Bluff Drive, Suite #300
San Diego, CA 92130

Main Office:
832 Camino Del Mar, Suite #3
Del Mar, CA 92014

California Department of Real Estate
Real Estate Broker,
Broker License #01883341,
NMLS #308757

NMLS Consumer Access

Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California.

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