Maggio Capital was founded in 2009 and we have been originating, underwriting and facilitating non-traditional residential and commercial mortgages since 2007.

By leveraging our investors and lending resources, we are able to offer flexible, competitive solutions for almost any residential or commercial loan scenario. These include short-term rental loans, primary residence loans, acquisition, fix & flip loans, rehab loans, commercial loans, etc.

Contact us to open new opportunities to achieve your financial goals with the #1 San Diego hard money lenders.

  • No FICO Score Required

    No FICO Score Required!

  • No Upfront Loan Fees!

    No Upfront Loan Fees!

  • No Corporate Hierarchy or Large Loan Committees

    No Corporate Hierarchy or Large Loan Committees

  • Speedy Closings!

    Speedy Closings!

  • Same Day Approvals

    Same Day Approvals

Streamlined Loan Process

Meet Carl Maggio, Principal & Founder

Carl Maggio grew up in La Jolla, California, and graduated from Arizona State University in 1995. He obtained his California real estate salesperson license in 1997 and commenced his real estate career selling residential real estate in Del Mar.

Read more ...

We are a licensed BROKER, not a lender. 

Why are Brokers better?

We are not bound to one lender's stringent underwriting guidelines and approval requirements. We are able to shop your scenario to a myriad of our private investors and non-institutional lending resources that we have cultivated over the years.

What does that mean for you?  More options and better pricing.

We have helped countless borrowers over the years and we want to try and help you.

Being #1 In Customer Satisfaction Is Our Goal

Customer Service

We pride ourselves on unparalleled customer service and maintain a 5 Star Yelp rating.

DRE Logo

Dept. of Real Estate

Maggio Capital is licensed by the California Department of Real Estate, Broker License #01883341.

DRE Logo


Maggio Capital is licensed by the Nationwide Mortgage Licensing System #308757.


From Our Clients:

  • Carl was super professional, and prompt. The deal was easy and seemless. Great job!
  • Maggio Capital came through in a major way. Carl is very professional, in every step of the way. The communication of the terms and necessary conditions was accurate. The deal involved a challenging situation and property, and Maggio came through!
  • We have done two transactions with Maggio Capital so far, and expect to do more. Carl, Patrick, and their team are exceptional, and I don’t say this lightly. Carl is honest, hardworking, knowledgeable, and considerate.  He tells you the truth timely, and lays out your options clearly.  This is all any borrower can reasonably expect. I have found Carl and the Maggio Capital team to be ethical, professional, and dependable.  Working with Maggio Capital is more like working with a private bank than a "hard money" lender.  They work to understand your loan request and customize a solution for you, if possible. As a real estate investor for nearly four decades, over the years my partners and I have worked with every sort of lender in the market.  Maggio Capital is several cuts above any other "hard money" people with whom we have dealt. If you are looking for a good and honest lender for real estate investment, look no further.  Call Carl at Maggio Capital. You will be glad you did.

San Diego, California Hard Money Lenders

maggio capital sign

We make private or hard money loans primarily in the following California markets: San Diego County, Orange County, Los Angeles hard money loans, Ventura County, Riverside County, San Bernardino County, Santa Barbara County, Santa Cruz County, Sacramento County, San Francisco Bay Area, Southern California, Northern California, Santa Clara County, Monterrey County, Central Valley, Newport Beach, Corona Del Mar, Torrance, Redondo Beach, Huntington Beach, Costa Mesa, Anaheim, Santa Ana, Fullerton, Del Mar, Solana Beach, Rancho Santa Fe, La Jolla, Pacific Beach, Cardiff, Encinitas, Imperial Beach, Chula Vista, Carlsbad, Oceanside, Coronado, Point Loma, Dana Point, Laguna Beach, San Clemente, Manhattan Beach, Santa Monica, Hermosa Beach, Long Beach, San Jose, Saratoga, Atherton, Redwood City, Calabasas, Hollywood, Thousand Oaks, Encino, Woodland Hills, Sherman Oaks, Glendale, Burbank, Pasadena, Oxnard, Carmel, and more.

Simple. Flexible. Fast.

Contact Us

12526 High Bluff Drive, Suite #300
San Diego, CA 92130

Main Office:
832 Camino Del Mar, Suite #1
Del Mar, CA 92014

California Department of Real Estate
Real Estate Broker,
Broker License #01883341,
NMLS #308757

NMLS Consumer Access

Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California.

equal housing logo