More Information for Borrowers
Maggio Capital provides an array of financing options utilizing our own private investor capital and by leveraging our extensive network of private and portfolio lenders throughout the state of California. We are well-capitalized, actively lending and aren’t affected by the recent secondary market disruption like many of our competitors. We provide financing on all property types, for any purpose, and are actively seeking sound investment opportunities. If you have real estate financing needs in California, contact us today.
Residential Business Purpose Loans
A business purpose loan includes, but is not limited to, a loan to acquire, maintain, or improve rental property; a loan to purchase, repair, or improve real property for use in the borrower’s business; a loan secured by a residential property to purchase equipment, machinery, inventory, supplies, rent, taxes, fixtures or furnishings used in the borrower’s business; for operating capital, employee salaries and other related business expenses; or to pay off or refinance business debts.
Visit our Residential Business Purpose Loans page to learn more.
Residential Consumer Purpose Loans
A consumer purpose loan is a loan primarily for “personal, family or household use.” Such loans include, but are not limited to, loans to purchase, remodel, repair or improve a principal residence or a second home; a loan to purchase furniture, furnishings, appliances, or other goods for consumer use; to pay or consolidate personal or family debt or credit cards; for education purposes, vacations, medical expenses, cash reserves, etc.
Visit our Residential Consumer Purpose Loans page to learn more.
A bridge loan is a temporary loan with a maturity of 12 months or less connected with the acquisition of a dwelling intended to become the consumer’s principal residence. An example of such loan is a loan to finance the purchase of a new dwelling where the consumer plans to sell a current dwelling within 12 months. The assumption is that the sale of the current residence will pay off the bridge loan. The current dwelling must be listed for sale, borrower must provide a fully executed purchase agreement, funds must be sent to the title company handling the new acquisition, and the sale proceeds of the current dwelling must be sufficient to pay off the bridge loan.
Visit our Bridge Loans page to learn more.
We make short term, equity-based loans on commercial properties in major metro markets of California. We lend against the following property types: multi-family 5+ units, office buildings, retail, mixed-use and light industrial properties. We lend to individuals, trusts, LLC’s, corporations, partnerships and foreign nationals. Visit our Commercial Loans page to learn more.
Visit our Commercial Loans page to learn more.
From adding an accessory dwelling unit (ADU) to an investment property, to building a spec home or income property from the ground up, we have the resources to get the job done. Visit our Construction Loans page to learn more.
Visit our Construction Loans page to learn more.
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