Lasting Partnerships

We are committed to responsible, compliant lending practices and are actively seeking long-term relationships with partners who share our philosophy.

Working together for success.

Maggio Capital is committed to responsible, compliant lending practices and we welcome real estate professionals who share our approach.

“With our deep relationships built over more than a decade of experience in this industry, we can get deals done that others can’t.  For brokers, this means more satisfied clients and more commissions.”

–Scott Butler, Director of Marketing

Whether your client needs cash quickly or can’t qualify for a traditional loan, give us the opportunity to assist you. Unlike banks, we are not bound to stringent underwriting guidelines and approval requirements. We offer fast, equity-based hard money lending solutions that cater to each borrower’s set of circumstances. We have a distinct advantage over other lenders because we are able to fund loans in a fraction of the time, typically within 7 business days. Brokers are an integral part of our business and we are committed to growing relationships with quality real estate professionals. We are well capitalized and we have an insatiable appetite for sound investment opportunities.

Property Types:

Residential: Single Family Residences, Multi-Family 2-4 Units, Condos, Townhomes

Commercial: Multi-Family 5+ Units / Apartment Buildings, Office, Retail, Industrial, Mixed-Use

We offer equity-based loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. All loans are secured by residential and commercial properties located in California only. We offer business purpose residential and commercial use loans only.

General Terms & Conditions


  • $50,000 to $5,000,000
  • 1st & 2nd TD’s
  • Residential – SFR, 2-4 Units, Condos
  • Commercial – Multi-Family 5+ Units
  • Equity-Based Loans
  • Interest-Only Monthly Payments
  • Purchase, Refinance, Cash Out
  • Business Purpose Loans Only
  • 1 to 5 Year Terms
  • Very Competitive Rates
  • No Credit Score Requirements
  • California only
  • Up to 75% LTV Purchases
  • Up to 70% LTV Refinances
  • Up to 65% CLTV
  • Closings in as little as 5 days

We are very straightforward and will let you know if your scenario is a fit for us with the initial contact. If so, we can typically submit a loan proposal within 24 hours. We respect your relationship with your borrower, and we never charge advance fees. Additionally, we will try and match or beat any bona fide offer from a licensed competitor.

We offer some of the most competitive pricing in the hard money industry and we work closely with brokers to make deals happen.