Lending Resources
From the Blog
3 Benefits Hard Money Loans Have for House Flipping
Until recently, house flipping wasn't the most traditional method for investing in real estate. While house flipping has become much more popular (thanks in...
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Need Capital? Inquire About a Private Loan
Debt has become a fact of life for the average American. According to the latest statistics from the Federal Reserve, consumer debt in the United States has...
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How to Qualify for a Hard Money Loan
If you're looking into buying a home or business, chances are you've heard the term 'hard money loan.' Essentially, a hard money loan is just a short-term...
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California Hard Money Loans
California Hard Money LoansCommercial and Residential Property Loan Products for a Wide Variety of Needs
We are proud to offer an extensive lineup of loan packages to suit almost any lending need, including California hard money loans on commercial and residential properties for various purposes. Have a look at our offerings and feel free to contact us if you have any questions.
Residential business purpose loans include, but are not limited to, a loan to acquire, maintain, or improve rental property; a loan to purchase, repair, or improve real property for use in the borrower’s business; a loan secured by a residential property to purchase equipment, machinery, inventory, supplies, rent, taxes, fixtures or furnishings used in the borrower’s business; for operating capital, employee salaries and other related business expenses; or to pay off or refinance business debts.
A consumer purpose loan is a loan primarily for “personal, family or household use.” Such loans include, but are not limited to, loans to purchase, remodel, repair or improve a principal residence or a second home; a loan to purchase furniture, furnishings, appliances, or other goods for consumer use; to pay or consolidate personal or family debt or credit cards; for education purposes, vacations, medical expenses, etc.
We make short term, equity-based loans on commercial properties in major metro markets of California. We lend against the following property types: multi-family 5+ units, office buildings and light industrial properties. We lend to individuals, trusts, LLC’s, corporations, partnerships and foreign nationals.
Contact us here or call us at 858.764.4436 for more information about Fix & Flip Rehab Loans and other California hard money loans.
In certain cases, we are able to write a short-term 2nd mortgage that allows borrowers to keep their low interest 1st mortgage with the bank in place while gaining access to some of their equity. 1st mortgage must be current and the borrower must have a realistic exit strategy.
