A bridge loan is a temporary loan with a maturity of 12 months or less connected with the acquisition of a dwelling intended to become the consumer’s principal residence. An example of such loan is a loan to finance the purchase of a new dwelling where the consumer plans to sell a current dwelling within 12 months.

The assumption is that the sale of the current residence will pay off the bridge loan. The current dwelling must be listed for sale, borrower must provide a fully executed purchase agreement, funds must be sent to the title company handling the new acquisition, and the sale proceeds of the current dwelling must be sufficient to pay off the bridge loan.

General Terms

  • 1st Trust Deeds up to 70% Loan to Value
  • $100,000 to $3,000,000+
  • Purchase, Refinance, Cash Out
  • Fixed Rates

Contact us here or call us at 858.764.4436 for more information on a bridge loan.

Contact Us

12526 High Bluff Drive, Suite #300
San Diego, CA 92130


California Department of Real Estate
Real Estate Broker,
Broker License #01883341,
NMLS #308757

NMLS Consumer Access

Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California.

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