California Hard Money Loans

Residential business purpose loans include, but are not limited to, a loan to acquire, maintain, or improve rental property; a loan to purchase, repair, or improve real property for use in the borrower’s business; a loan secured by a residential property to purchase equipment, machinery, inventory, supplies, rent, taxes, fixtures or furnishings used in the borrower’s business; for operating capital, employee salaries and other related business expenses; or to pay off or refinance business debts.

Read more: Residential Business Purpose Loans

A consumer purpose loan is a loan primarily for “personal, family or household use.” Such loans include, but are not limited to, loans to purchase, remodel, repair or improve a principal residence or a second home; a loan to purchase furniture, furnishings, appliances, or other goods for consumer use; to pay or consolidate personal or family debt or credit cards; for education purposes, vacations, medical expenses, etc.

Read more: Residential Consumer Loans

We make short term, equity-based loans on commercial properties in major metro markets of California. We lend against the following property types: multi-family 5+ units, office buildings and light industrial properties. We lend to individuals, trusts, LLC’s, corporations, partnerships and foreign nationals.

Read more: Commercial Property Loans

Contact us here or call us at 858.764.4436 for more information about Fix & Flip Rehab Loans and other California hard money loans.

In certain cases, we are able to write a short-term 2^nd mortgage that allows borrowers to keep their low interest 1^st mortgage with the bank in place while gaining access to some of their equity. 1^st mortgage must be current and the borrower must have a realistic exit strategy.

Read more: 2nd Mortgages