Meet The Team

Carl Maggio, Principal

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Patrick Hook, Principal

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Scott Butler, Sales

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Residential business purpose loans

Residential business purpose loans include, but are not limited to, a loan to acquire, maintain, or improve rental property; a loan to purchase, repair, or improve real property for use in the borrower’s business; a loan secured by a residential property to purchase equipment, machinery, inventory, supplies, rent, taxes, fixtures or furnishings used in the borrower’s business; for operating capital, employee salaries and other related business expenses; or to pay off or refinance business debts.

General Terms

  • 1st Trust Deeds up to 65% Loan to Value
  • $50,000 to $5,000,000
  • Purchase, Refinance, Cash Out
  • Stated Income / Stated Asset
  • Fixed Rates
  • Up to 5 Year Term

Qualify with:

  1. Equity in a residential property in California (owner or non-owner occupied);
  2. Ability to document the business purpose nature of the loan;
  3. Realistic exit strategy

Equity-Based Loan Approvals

  • NO FICO Score Requirements
  • NO Tax Returns
  • NO Debt-to-Income Ratio Requirements
  • NO Financials
  • Stated Income Loans
  • Recent Foreclosure or Short Sale OK
  • No Income Requirements

Residential Property Types:

  • Single Family Residences
  • Multi-Family 2-4 Units
  • Condominiums
  • Townhomes

Who We Lend to:

  • Individuals
  • Trusts
  • Corporations
  • Limited Liability Companies
  • Partnerships
  • Foreign Nationals


Would you like more information?

Contact our friendly staff at (858) 764-4436 to get started on your residential business purpose loan.

Contact Us

12526 High Bluff Drive, Suite #300
San Diego, CA 92130

California Department of Real Estate
Real Estate Broker,
Broker License #01883341,
NMLS #308757

NMLS Consumer Access

Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California.

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