A consumer purpose loan is a loan primarily for “personal, family or household use.” Such loans include, but are not limited to, loans to purchase, remodel, repair or improve a principal residence or a second home; a loan to purchase furniture, furnishings, appliances, or other goods for consumer use; to pay or consolidate personal or family debt or credit cards; for education purposes, vacations, medical expenses, etc.

General Terms

  • 1st Trust Deeds up to 65% Loan to Value
  • Loan amounts from $100,000 to $1,000,000
  • Purchase, Refinance, Cash Out
  • Fixed Rates
  • 7 Year Term
  • California only

*Consumer purpose loans require a borrower to document the ability to service the debt and repay the loan.

 Contact us here or call us at 858.764.4436 for more information on a residential loan and other California hard money loans.

Contact Us

12526 High Bluff Drive, Suite #300
San Diego, CA 92130

Main Office:
832 Camino Del Mar, Suite #3
Del Mar, CA 92014


California Department of Real Estate
Real Estate Broker,
Broker License #01883341,
NMLS #308757

NMLS Consumer Access

Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California.

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