Meet The Team

Carl Maggio, Principal

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Patrick Hook, Principal

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Blogging About Residential and Commercial Property Loans in Southern California

Is there something you are wanting to do, but you don't have the money for it? You want to update your kitchen. Maybe you want to build an extension on your house. These things can get very expensive.

Read more: What You Need to Know About Hard Money Loans

One of the most popular forms of financing for real estate investors, without a doubt, is the hard money loan. But what makes hard money loans so highly sought-after? There are numerous reasons why real estate investors like working with hard money lenders, but chief among them are the fact that these loans are fast, flexible, and carry more weight. Below, we'll take a closer look at just three of the reasons why investors like working with hard money lenders, in particular.

Read more: Top 3 Reasons Why Real Estate Investors Like Hard Money Loans

Searching for a great hard money lender can be a challenge, especially if you're not too familiar with hard money loans to begin with. But even if you aren't familiar with hard money loan rates and rules, it's important that you work with private hard money lenders who do.

Read more: Important Red Flags to Look Out for When Selecting a Hard Money Lender

Has your dream always been to have your own restaurant? If you've finally decided to establish yourself as a chef with your own restaurant, you may find it difficult to finance your business. This is because restaurants are often considered high-risk investments by banks. Restaurants are thought of as high-risk because of the stress that is put on the owners as running a restaurant is often a job that lasts far longer than the average working hours.

Read more: How Can I Finance My Restaurant Business?

If a home sells at least twice in the same year, it's considered house flipping. House flipping strayed from the spotlight for a little while, but now it's coming back in a big way. In fact, house flipping made up 6.1% of all U.S. home sales in 2016.

Read more: House Flipping is Coming Back to California in a Big Way

Finances, real estate investing, underwriting... These are all complicated aspects that can be nearly impossible to handle by yourself if you aren’t an experienced broker. Luckily, there are hard money lenders who can help individuals with all kinds of property investing and financing.

Read more: Hard Money Loans: Who Needs Them?

A hard money loan is a short-term mortgage that can be used for investment properties. They offer many advantages like being able to be obtained quickly and having more flexible qualifications. This type of loan is generally used by both short-term and long-term investors. With that in mind, this article is going to discuss the most common types of people who invest in hard loans.

Read more: These 3 Types of Investors Often Utilize Hard Money Loans

There are plenty of images that come up when someone thinks of both hard money loans and hard money lenders. Since there is a lot of skewed information out there about hard money loans, we have broken down everything about this process so no one is left out in the cold.

Read more: All About Hard Money Loans : What a Beginner Needs to Know

Even though investing in real estate seems pretty simple, there are few risks to consider before making a purchase. you want to make sure you know exactly what you're doing so you don't end up getting yourself in a lot of trouble. Here are some risks to consider before you make any investment.

Know the Area

Read more: 3 Risks to Consider Before Investing in Real Estate

If you have bad credit or are looking for a non-traditional way of securing real estate, hard money loans can be quite beneficial. These loans are granted by a private hard money lender and are often seen as a mortgage alternative. Hard money is a great route to take in today's rough economic situation, but it is incredibly important to understand the process before you sign on the dotted line. Here are some important facts you must know about hard money lenders and loans.

Read more: What You Didn't Know About Hard Money Loans, Explained

If you work in real estate, particularly flipping houses, then you're probably familiar with hard money and private money lenders. In this industry, knowing how they operate and where to find them is essential. But for newcomers to the house flipping industry, finding those resources might not come easily. For example, knowing where to go to find private money lenders or how to spot good private money loans are both skills learned with time. To save some of that time for you, we've created a short guide to help you learn how and where to find private money lenders.

Read more: Where Can I Find Private Money Lenders?

Hard money loans can be great for people who are looking to purchase various kinds of properties. Though you should be sure that your finances are in order and you can stick to a realistic budget when working with private lenders, these hard money loans can make it much easier to make an offer on a building or home.

Read more: 2 Ways to Use Hard Money Loans for Real Estate Investments

Buying a new house is intimidating, especially for first time home buyers. There are so many choices and boxes that need to be checked off in the process of searching that most people think the work is over once they've made a purchase. Then there's talking to banks or private lenders. A smart home owner knows that there's something else left to do besides moving in, and that's to start building equity.

Read more: How Building a Home Equity can Mean Putting Your Child Through College

Contact Us

Mailing:
12526 High Bluff Drive, Suite #300
San Diego, CA 92130

Main Office:
832 Camino Del Mar, Suite #1
Del Mar, CA 92014

info@maggiocapital.com
858.764.4436

California Department of Real Estate
Real Estate Broker,
Broker License #01883341,
NMLS #308757

NMLS Consumer Access
https://www.nmlsconsumeraccess.org

Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California.


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