Meet The Team

Carl Maggio, Principal

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Patrick Hook, Principal

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Blogging About Residential and Commercial Property Loans in Southern California

Hard money loans can be great for people who are looking to purchase various kinds of properties. Though you should be sure that your finances are in order and you can stick to a realistic budget when working with private lenders, these hard money loans can make it much easier to make an offer on a building or home.

Read more: 2 Ways to Use Hard Money Loans for Real Estate Investments

California private money lenders have been busy recently with a new kind of individual who flips houses. We're all much too familiar with the quintessential hipster -- the effete individual with a taste for music that you've never heard of -- but a small group of these counter-culture intellectualists has broken into a new market.

Read more: The Newest Trend in Home Flipping? Flipsters

Debt is a four letter word that instills fear into the hearts of many. Unfortunately, debt is very easy to acquire, and before you know it you can feel consumed. Know you are not alone, as the latest statistics from the Federal Reserve indicate that the consumer debt in the United States continues to regularly increase, as it reached almost $3.4 trillion in May 2015.

Read more: Debunking the Myths Surrounding Hard Money Loans

One of the most popular forms of financing for real estate investors, without a doubt, is the hard money loan. But what makes hard money loans so highly sought-after? There are numerous reasons why real estate investors like working with hard money lenders, but chief among them are the fact that these loans are fast, flexible, and carry more weight. Below, we'll take a closer look at just three of the reasons why investors like working with hard money lenders, in particular.

Read more: Top 3 Reasons Why Real Estate Investors Like Hard Money Loans

Finding the right mortgage can be an extremely draining task if you don't know all the facts up front. Should you opt for a mortgage loan, whether a private loan or backed by a bank, there are some common misconceptions that add to the confusion. Not knowing the full spectrum of your loan can mean failing to make payments and getting into debt. According to the Federal Reserve, consumer debt in the U.S. reached almost $3.4 trillion in May 2015 and continues to increase. Don't become a statistic, if you know the truth behind these three myths walking in, then you'll be ready to go.

Read more: 3 Mortgage Myths: The Truth About Getting a Loan

Has your dream always been to have your own restaurant? If you've finally decided to establish yourself as a chef with your own restaurant, you may find it difficult to finance your business. This is because restaurants are often considered high-risk investments by banks. Restaurants are thought of as high-risk because of the stress that is put on the owners as running a restaurant is often a job that lasts far longer than the average working hours.

Read more: How Can I Finance My Restaurant Business?

If you have bad credit or are looking for a non-traditional way of securing real estate, hard money loans can be quite beneficial. These loans are granted by a private hard money lender and are often seen as a mortgage alternative. Hard money is a great route to take in today's rough economic situation, but it is incredibly important to understand the process before you sign on the dotted line. Here are some important facts you must know about hard money lenders and loans.

Read more: What You Didn't Know About Hard Money Loans, Explained

Is there something you are wanting to do, but you don't have the money for it? You want to update your kitchen. Maybe you want to build an extension on your house. These things can get very expensive.

Read more: What You Need to Know About Hard Money Loans

There are plenty of images that come up when someone thinks of both hard money loans and hard money lenders. Since there is a lot of skewed information out there about hard money loans, we have broken down everything about this process so no one is left out in the cold.

Read more: All About Hard Money Loans : What a Beginner Needs to Know

Searching for a great hard money lender can be a challenge, especially if you're not too familiar with hard money loans to begin with. But even if you aren't familiar with hard money loan rates and rules, it's important that you work with private hard money lenders who do.

Read more: Important Red Flags to Look Out for When Selecting a Hard Money Lender

Debt has become a fact of life for the average American. According to the latest statistics from the Federal Reserve, consumer debt in the United States has continued to grow, reaching nearly $3.4 trillion in May 2015. As debt grows, it begins to get harder and harder for some to get loans to help relieve their financial burdens, or to pursue career or business aspirations.

Read more: Need Capital? Inquire About a Private Loan

Private money loans can be extremely helpful if you are in need of some immediate cash, but they can also be quite complicated. Just because they are complicated, however, doesn't mean that you shouldn't opt for private money loans. Hard money loans (another term for private money) can help brokers, investors, borrowers, and homebuyers alike, you just have to do a little research beforehand if you aren't exactly sure how the process works.

Read more: Having Trouble Navigating the Private Money Lending Field? These 5 FAQs Will Help

Private hard money lenders in California can help you get around some otherwise difficult financial situations. If you're trying to invest, real estate can be a great way to use your money, but many people aren't always comfortable paying a significant amount of cash up front. Dealing with a private hard money lender who can provide you with a hard money loan might be your best bet.

Read more: 3 Great Benefits of Using Hard Money Loans to Invest in Property

Contact Us

Mailing:
12526 High Bluff Drive, Suite #300
San Diego, CA 92130

Main Office:
832 Camino Del Mar, Suite #1
Del Mar, CA 92014

info@maggiocapital.com
858.764.4436

California Department of Real Estate
Real Estate Broker,
Broker License #01883341,
NMLS #308757

NMLS Consumer Access
https://www.nmlsconsumeraccess.org

Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California.


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